About
Financial institutions rely heavily on feet-on-street (FOS) operations to conduct critical on-ground tasks. Traditionally, these tasks have been handled by multiple regional agencies, leading to operational inefficiencies, fragmented data, high costs and compliance challenges.
Enter Incento
Managing FOS activities at scale has always been a challenge. Institutions face:
✅ Inconsistent Execution – Agencies operate regionally with varying service standards.
✅ High Operational Costs – Traditional models require fixed overheads and payroll commitments.
✅ Data & Compliance Risks – No centralized tracking leads to fraud and poor data integrity.
✅ Scalability Issues – Expanding operations across geographies means working with multiple vendors, leading to management complexities.
Incento is a first-of-its-kind platform that digitizes and organizes FOS operations on a pay-per-use basis. We provide a single, tech-driven solution that eliminates inefficiencies and helps financial institutions seamlessly manage their FOS activities, ensuring better outcomes and improved compliance.
🔹 One Platform for All Operations – Execute CPV, collections, sales, and more through a single digital interface.
🔹 Fraud-Proof & Transparent – Our platform ensures real-time tracking, automated quality checks, and instant reporting.
🔹 No Fixed Overheads – With no payroll commitments or upfront costs, financial institutions can operate efficiently while reducing expenses.
🔹 Customizable Workflows – Institutions can use predefined tasks or design their own workflows using our intuitive drag-and-drop builder.
🔹 Scalable & Reliable – Whether operating in one city or nationwide, Incento scales effortlessly while maintaining service quality.
💡 Join the revolution and transform the way FOS operations are managed.
Why Incento?

The Team
Apratim Ganguli
8 years of experience as a product manager. 2nd time entrepreneur. Self taught Machine Learning engineer.

Prafful Jagtap
8 years of experience as a full stack developer across multiple startups. Machine learning and Large Language Model expert.

Akshay Patil
7 years of experience as a backend developer. Software architect, Frontend and DevOps expert.

Gagan Dangre
6 years of experience as an Android an iOS app developer. QA engineer, UI designer and UX expert.

Advisors
Mr. KC Ponnappa
Former COO at ANZ India with over 22 years of experience in the BFSI sector. Co-Founder of Swift Money, an AI powered wealth manager.

Mr. Gyan Barah
Current advisor to ICICI bank and over 26 of experience in BFSI sector. Former head of the FCPG Investigation team with a keen focus on financial crime prevention.
